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Terms of Service

Clear expectations. No fine print tricks. Just honest terms.

Last Updated: February 4, 2026

By accessing or using Real Estate FU, you agree to these terms. Please read them carefully.

1. Acceptance of Terms

These Terms of Service ("Terms") govern your access to and use of the Real Estate FU platform, website, and services (collectively, the "Platform"). By creating an account or using our Platform, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, you may not access or use the Platform.

2. Platform Description

Real Estate FU is a platform that connects property buyers and sellers directly while also providing mortgage lending services, reducing traditional real estate transaction costs. We provide tools, technology, and support to facilitate transparent real estate transactions and affordable financing.

Important: Real Estate FU operates as both a technology platform/marketplace AND as a licensed mortgage lender. While we are not a party to transactions between buyers and sellers in our marketplace capacity, we ARE a party to mortgage transactions when you obtain financing through us. We do not act as your agent or fiduciary in real estate transactions.

SMS/Text Messaging Terms

Description of SMS Service

Real Estate FU offers SMS/text messaging services to communicate with users who opt-in to receive:

Opt-In Process

By providing your phone number and checking the SMS consent checkbox on our forms, you expressly consent to receive text messages from Real Estate FU at the number provided.I confirm I am 18+. This consent is not a condition of purchase.

Message Frequency

Message frequency varies depending on your activity and inquiries. You may receive approximately 2-4 messages per month. Time-sensitive messages (appointment reminders) will be sent as needed.

Opt-Out Instructions

You can opt-out of SMS messages at any time by:

After you send STOP, we will send you one final message confirming that you have been unsubscribed. You will no longer receive messages from us.

Help/Customer Support

For help or support with SMS messages, reply HELP to any text message or contact us:

Message & Data Rates

Message and data rates may apply for any messages sent to you from us and to us from you. The number of messages you receive will depend on your interactions with our service. If you have any questions about your text plan or data plan, contact your wireless provider.

Supported Carriers

Our SMS service is available on all major carriers including AT&T, Verizon, T-Mobile, Sprint, and other participating carriers.

Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages. Real Estate FU is not responsible for carrier-related issues including but not limited to delayed messages, undelivered messages, or service interruptions.

Changes to SMS Service

We reserve the right to modify or discontinue our SMS service at any time with or without notice. We will not be liable to you or any third party should we exercise our right to modify or discontinue the SMS service.

Privacy

We respect your privacy. Information collected through SMS will be handled in accordance with our Privacy Policy. We will not sell, rent, or share your mobile number with third parties for their marketing purposes without your consent.

3. Mortgage Lending Services

MORTGAGE LENDING DISCLOSURE:

Real Estate FU is a licensed mortgage lender. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

NMLS #01131869 | California DRE #01028204

EQUAL HOUSING LENDER - We comply with all federal and state fair lending laws.

3.1 Mortgage Application Process

When you apply for a mortgage through Real Estate FU, you are entering into a lending relationship governed by federal and state lending laws.

4. Real Estate Marketplace Services

4.1 Marketplace Role

In our capacity as a real estate marketplace, Real Estate FU connects buyers and sellers. We are not a party to these transactions and do not act as an agent or fiduciary for either party.

5. User Accounts

To use certain features, you must create an account. You agree to provide accurate information and maintain account security.

6. User Conduct

You agree NOT to violate any laws, post false information, harass others, or misuse Platform content.

7. Disclaimers and Limitations

IMPORTANT DISCLAIMER: THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Real Estate FU shall not be liable for indirect, incidental, or consequential damages.

9. Contact Us

Real Estate FU
Email: Troy@RealEstateFU.com
Phone: 310-490-8389
Licensed CA Real Estate Broker DRE #01028204
NMLS #01131869